Entitlement to French Healthcare
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Until recently, access to the French state healthcare system (the CMU – Couverture Maladie Universelle) was available to everyone resident in France, regardless of nationality and whether working or retired. It was available in the following ways:
- Through the payment of social security contributions (cotisations) by employed or self-employed individuals, or
- Through various ‘E’ Forms such as the Form E106 (available if you have made National Insurance Contributions in the two years before you leave the UK) or E121 (available when you are in receipt of a UK state retirement pension), or E109 (available to family members living in France of a spouse working in the UK), or
- If neither of the above applied, through payment of ‘healthcare charges’ amounting to 8% of your taxable income, over a certain allowance.
It is this last point that has been the subject of recent changes in France.
It all stems from an ECJ decision in March 2006, which Sarkozy brought into French law. The decision sets out the two conditions required for residence in an EU country.
To read these conditions and it’s effect on entitlement to healthcare in France, please visit Homes Overseas - Property for sale, property investment advice and news.











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